HAY HILL WEALTH 

The 2025 Autumn Budget has been widely billed as a “tax rises for all” statement, with freezes to thresholds, higher taxes on wealth and investment, and new levies on property. Commentators from the OECD and the Office for Budget Responsibility have already warned that the package could act as a “headwind” to growth and living standards. For many across the UK, the challenge isn’t absorbing more commentary. It is understanding, calmly and clearly, which changes matter for th

Our CIO Stephen Dowds and Investment Director Charles Armitage reflect on market trends in Q3 and share thoughts for outlook ahead. Market Review The third quarter of 2025 marked a significant rebound in global investment markets. Helped by a temporary reduction in acrimony around trade tariffs, cooling inflation numbers in Europe, and an annual review which resulted in a substantial downward revision to US jobs data, investors turned their attention back to the outlook for i

Hay Hill Wealth Management CIO Stephen Dowds and Investment Director Charles Armitage review key events of second quarter and share...

Charles Armitage Investment Director Stephen Dowds Chief Investment Officer Hay Hill Wealth Management CIO Stephen Dowds and...

Hay Hill Wealth CIO Stephen Dowds and Investment Director Charles Armitage share our outlook for global markets in 2024. "To some extent,...

Hay Hill Wealth CIO Stephen Dowds and Investment Director Charles Armitage share our outlook for global markets in 2023. "2022 was a...

Hay Hill Wealth CIO Stephen Dowds and Investment Director Charles Armitage review key events of Q3 and share thoughts for outlook ahead....

Hay Hill Wealth CIO Stephen Dowds and Investment Director Charles Armitage share our outlook for global markets in 2022. "Central banks...

After sixteen years, the German political landscape is no longer dominated by Angela Merkel. Well, that may not be quite true, since she...

Over the last few months, Mr Goxx has been locked in a rigged box, forced to trade cryptocurrencies, streamed live for our amusement....

Since 1865, only on three occasions has the presi-dent’s party gained seats during a president’s first midterm. Thus, with a major-ity of...

Circling the drain— a colloquial term by doctors, is defined by medical-dictionary.com as ‘a macabre slang term referring to a patient...

Love them or hate them, understand them or not, chances are, that cryptocur-rencies in some form, are here to stay. Much like mar-mite,...

I don’t know how many points the word “transitory” scores in Scrabble, but it certainly scores highly with policy makers around the world...

For years after the financial crisis of 2007-08, the world’s central banks, led by the US Federal Reserve, pursued highly accommodative...

Opened in 1869, the Suez canal is one of the most important shipping routes in the world. Its easy to see why—a ship passing the 162km...

‘Mars, here we come!’ reads a tweet from Elon Musk in the wake of the SN8 rocket explosion going viral. Elon Musk is no stranger to...

Last year we were watching a triumphant Boris Johnson sweep to victory in the General Election on the promise that he would “get Brexit...

What’s got no wheels and a market cap of $28bn? Answer: the Nikola Motor Company. Named, coincidentally no doubt, after the same person...

The impact of the Covid-19 pandemic has been immense, not only in terms of the health, social and economic effects seen over the past few...